Amundi study finds savers keep too much cash as fear of losses delays investing

• Amundi’s 2026 “Decoding Investors” study flagged a retirement confidence gap as retail savers keep excess cash.
• Respondents expect personal savings to fund 42% of retirement income, yet only 23% feel very confident about long-term security.
• Retirement drives investing for 36% of investors; confidence rises to 50% with professional advice versus 14% without.
• Investment intent remains high, with 43% of savers expecting to start investing within 12 months; 39% cite fear of losses.
• AI use for investment support rose to 19% in 2026; 59% acted on recommendations; 90% reported satisfaction with outcomes.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Amundi SA published the original content used to generate this news brief on September 22, 2026, and is solely responsible for the information contained therein.