BlackRock (BLK.US) Predicts: AI Agents Will Explode a New Paradigm of Crypto Payments

According to Woofun AI, BlackRock (BLK.US) released the “Machine Native Economy” report, which deeply links the development of artificial intelligence with the growth point of crypto demand, and proposes the concepts of “machine-native intelligence” and “machine-native currency”, which indicates that autonomous AI agents will use blockchain, stablecoins, and tokenized assets to reshape the payment pattern.

Traditional financial infrastructure is built around human users, accounts, and authorization processes, making it difficult to adapt to the needs of high-frequency, small-amount transactions between machines. In contrast, stablecoins have the advantages of programmability and continuous settlement, and fit perfectly into payment scenarios for digital services such as API services, data set acquisition, and computing power rental. BlackRock (BLK.US) pointed out that the x402 standard introduced by Coinbase (COIN.US) is becoming a key infrastructure for connecting autonomous software and digital services. The total number of transactions processed has exceeded US$54 million, and the number of transactions has exceeded 230 million; Amazon (AMZN.US) Bedrock AgentCore Payments also supports autonomous stablecoin payments through x402 and Coinbase (COIN.US) infrastructure.

Data compiled by Woofun AI shows that although the scale of application is still in its early stages, the implementation of the technology has taken shape.

Analyzing $52.7 million of x402 settlement transactions, it is estimated that the proportion of commercial transactions actually driven by AI agents is only 0.6% to 7.5%, indicating that there is still a gap between the current actual application scale and the potential market. BlackRock (BLK.US) further looks at the computing power market, believing that the right to use computing power can be converted into standardized digital assets for trading, financing, or as collateral. This will enable AI agents to directly compare prices and obtain computing resources through programmable transactions without having to negotiate traditional cloud service contracts, greatly improving efficiency.

From a macro perspective, cryptocurrencies are gradually evolving into the core financial infrastructure behind automated economic activity. Stablecoins process payments, blockchain performs settlement functions, and tokenization connects digital systems to financial and physical resources. This architecture not only solves the trust and efficiency issues of machine-to-machine transactions, but also lays a solid underlying logic for a fully automated economic system in the future.