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    How Higher 2027 Earnings Guidance Will Impact Huntington Shares Investors

    Simply Wall St·09/26/2026 22:22:42
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    • Huntington Bancshares disclosed that Senior Executive Vice President Helga S. Houston intends to retire on December 31, 2026, and recently declared a quarterly cash dividend on its 5.70% Series I preferred stock, along with a revised 2027 EPS target range of $1.75 to $1.83.
    • The higher 2027 earnings guidance, presented in the context of funding and asset yield pressures, indicates how Huntington Bancshares is recalibrating its business mix and cost actions to support profitability targets.
    • We will now look at how Huntington Bancshares' investment narrative is affected by the higher 2027 EPS target range that management has outlined.
    Spot 32 high quality undervalued stocks that, like Huntington Bancshares, are recalibrating earnings goals and capital plans while funding costs and asset yields are under pressure.

    Huntington Bancshares Investment Narrative Recap

    For Huntington Bancshares, the core belief is that the expanded footprint in Texas and the Carolinas, plus a heavier tilt toward fee income, can offset pressure on funding costs and loan yields. The revised 2027 EPS target of $1.75 to $1.83 asks you to accept that the partnership playbook and cost actions can still support earnings, even with tighter spreads.

    The biggest near term swing factor remains how deposit pricing and loan competition affect net interest income. That sits opposite the main risk, which is integration and execution strain as partnerships scale and expenses tied to these moves push higher. The recent guidance reset does not radically change that equation.

    The clearest operationally relevant update is the new 2027 EPS range. It is framed around current pricing pressure and specific funding and asset yield headwinds, so it directly links to the core thesis that Huntington Bancshares can use cost efficiencies, fee revenue and revenue synergies to support profitability. The target also bakes in a wider set of operating outcomes than before, which acknowledges that conditions remain fluid.

    For catalysts, that range effectively becomes the reference point for how you track progress on Veritex and Cadence cost saves, revenue synergies and fee income growth from payments, wealth and capital markets. Any sustained gap between reported EPS and that $1.75 to $1.83 corridor, positive or negative, will likely shape how investors weigh funding cost risk against the benefits of the expanded footprint.

    Huntington Bancshares' current analyst narrative points to revenues of US$14.0b and earnings of US$4.7b by 2029, based on an assumed 15.1% yearly revenue growth rate and an earnings increase of about US$2.5b from US$2.2b today.

    Uncover why Huntington Bancshares' fair value indicates a 28% potential upside to its current price that could narrow quickly.

    NasdaqGS:HBAN 1-Year Stock Price Chart
    NasdaqGS:HBAN 1-Year Stock Price Chart

    Exploring Other Perspectives

    The two fair value estimates from the Simply Wall St Community span roughly US$20.04 to US$32.25 per share, which is a wide band for Huntington Bancshares. Those retail investors are clearly not on the same page. When you factor in funding cost pressure, partnership execution risk and revenue synergy targets, there are plenty of reasons to compare multiple viewpoints before deciding how the story fits your portfolio.

    Explore another Huntington Bancshares fair value estimate, including one that suggests it could be worth just $20.04!

    Decide For Yourself

    Disagree with existing narratives? Extraordinary investment returns rarely come from following the herd, so go with your instincts.

    Looking For More Investment Ideas Beyond Huntington Bancshares?

    If you want to stress test the Huntington Bancshares thesis against other opportunities, it helps to scan a wider field of companies with different balance sheet profiles, income streams and risk levels. The Simply Wall St Screener lets you do exactly that by filtering on fundamentals rather than headlines.

    • If capital preservation comes first for you, start with companies that pair steady fundamentals with lower risk scores by reviewing the 30 resilient stocks with low risk scores.
    • Income focused investors can zero in on stocks offering higher yields that still pass key quality checks by working through the 8 dividend fortresses.
    • If you prefer to research under the radar opportunities with solid financials, broaden your watchlist with the 16 high quality undiscovered gems.

    This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.