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Against the backdrop of continued decline in deposit interest rates, the reporter's research found that some banks are pushing “holiday savings” marketing campaigns — small and medium-sized banks such as Fujian, Guangdong, and Hunan seize the holiday window and intensively launch limited-time special deposit products such as “Double Festival Exclusive” and “National Day Exclusive”. Some of these deposit products bucked the trend and raised deposit interest rates. “The Bank launched the National Day Special Savings Deposit. The issuance period is from September 23 to October 7.” On October 1, staff at the Baotou branch of Mengshang Bank told reporters that the bank's National Day special savings deposit starts at 50 yuan, and the annualized interest rates for 3-month, 6-month, 1-year, 2-year, and 3-year deposits are 1.05%, 1.25%, 1.35%, 1.40%, and 1.70%, respectively. Staff at Fujian Zhangzhou Agricultural Commercial Bank also said that it coincides with the addition of the Mid-Autumn Festival, National Day, and Chung Yeung Festival. In order to give back to new and old customers, the bank introduced a holiday-only etiquette deposit slip. It can be used as a family reserve plan, and is also suitable for long-term wealth reserves. Three-section exclusive courtesy deposit, starting at 50,000 yuan. The annualized interest rates for 1-year, 2-year, and 3-year deposits are 1.41%, 1.45%, and 1.61%, respectively.

Zhitongcaijing·10/01/2026 12:57:06
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Against the backdrop of continued decline in deposit interest rates, the reporter's research found that some banks are pushing “holiday savings” marketing campaigns — small and medium-sized banks such as Fujian, Guangdong, and Hunan seize the holiday window and intensively launch limited-time special deposit products such as “Double Festival Exclusive” and “National Day Exclusive”. Some of these deposit products bucked the trend and raised deposit interest rates. “The Bank launched the National Day Special Savings Deposit. The issuance period is from September 23 to October 7.” On October 1, staff at the Baotou branch of Mengshang Bank told reporters that the bank's National Day special savings deposit starts at 50 yuan, and the annualized interest rates for 3-month, 6-month, 1-year, 2-year, and 3-year deposits are 1.05%, 1.25%, 1.35%, 1.40%, and 1.70%, respectively. Staff at Fujian Zhangzhou Agricultural Commercial Bank also said that it coincides with the addition of the Mid-Autumn Festival, National Day, and Chung Yeung Festival. In order to give back to new and old customers, the bank introduced a holiday-only etiquette deposit slip. It can be used as a family reserve plan, and is also suitable for long-term wealth reserves. Three-section exclusive courtesy deposit, starting at 50,000 yuan. The annualized interest rates for 1-year, 2-year, and 3-year deposits are 1.41%, 1.45%, and 1.61%, respectively.