3 Payment Stocks to Watch as Cyber Fraud Puts Secure Checkout in Focus
Cyber fraud is now treated as a trillion dollar drag on the global economy, and the new Bangkok Blueprint signals that regulators are no longer willing to treat it as background noise. That shift puts every business handling digital payments under the microscope and creates urgency for investors who want exposure to platforms viewed as part of the solution, not the problem. This article discusses three stocks from our screener that appear well aligned with these fraud resilience themes.
The three stocks below are just a starting sample, and the full screen surfaced 24 more companies with equally compelling fraud focused payment narratives that are not covered here.
Head straight into the Digital Payments and Fintech Platforms Enabling Secure Online Transactions screener to identify, analyze, and focus on the digital payment platforms that best fit your own conviction and risk tolerance.
Sezzle (SEZL)
Sezzle is a pure-play digital checkout and BNPL operator squarely tied to the screener’s secure online payments theme. This gives you a direct way to study how fraud resilience and credit discipline show up in a real-world consumer payments platform.
Sezzle generates its US$531.9 million in revenue from lending to end-customers, all in the United States, through installment plans and related services on its digital payments platform, and the stock carries a market value of roughly US$4.4b.
"Sezzle’s push to broaden its offering beyond point-of-sale BNPL into services such as subscriptions, deposit-style products, mobile plans, SezzleCash, Sezzle Send and longer term lending creates more ways to earn from each user over time, which can support revenue growth and earnings if adoption and cross usage continue to build."
What happens to that opportunity ultimately comes down to how one unseen pressure shapes future unit economics and fraud related loss rates.
That pressure point is exactly what the full narrative for Sezzle unpacks, separating headline BNPL optimism from the fraud and credit trends that could quietly reshape Sezzle’s trajectory.
Pine Labs (NSEI:PINELABS)
Pine Labs plugs directly into the Digital Payments and Fintech Platforms Enabling Secure Online Transactions theme by running merchant payment rails. The business earned ₹19,016 million from its Digital Infrastructure and Transaction Platform and ₹9,300 million from Issuing and Acquiring, and the stock carries a market value of about ₹190.8b.
Pine Labs gives you exposure to India’s digital checkout pipes, from in store terminals to online APIs, as merchants process card, QR, UPI, wallet and gift card flows through its software. The appeal for investors is a profitable payments processor that is now scaling infrastructure, where future returns depend on how one unresolved funding and governance pressure plays out.
That hinge point is exactly where the 3 key rewards and 1 important warning sign comes in, so you can see how growth ambitions stack up against governance pressure.
DLocal (DLO)
DLocal plugs directly into the secure online payments theme as a global processor handling pay-ins and pay-outs for merchants. The group generated about US$1.36b in payment processing revenue and carries a roughly US$4.38b market value, giving it meaningful scale in cross-border digital transactions.
DLocal gives you pure exposure to the mechanics of global digital checkout, from pay-ins and pay-outs to platform-based flows, in exactly the parts of online commerce targeted by the fraud resilience push behind this screener.
"dLocal is continuing to expand its solution set through higher take-rate value-added services such as buy now pay later in eight markets, merchant of record, FX OTC products and physical POS."
What happens to profitability from here depends on how one quiet shift in pricing power and product mix affects future margins.
That quiet shift is exactly what the full narrative for DLocal unpacks, showing where pricing power could be accelerating, where it might be stalling, and what that means for DLocal’s next phase.
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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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