3 Stocks Riding The Stablecoin Shift In Digital Payments

Money is quietly rewiring itself. Regulated stablecoins like USDC are moving from crypto niche to real-world plumbing for cross-border payments, AI agent micropayments and large institutional settlement flows, with Circle at the center of that story after its Tazapay deal and fresh Binance backing. If you care about where payment rails and financial infrastructure might be headed next, this article walks through 3 stocks exposed to that shift from our regulated digital payments and stablecoin infrastructure screener.

The stocks covered below are just a small sample, and the full screen surfaced 31 more regulated digital payments and stablecoin infrastructure companies with equally compelling narratives that are not discussed in this article. To go straight to the source and identify higher conviction ideas, analyze the Regulated Digital Payments and Stablecoin Infrastructure Stocks screener.

Paysafe (PSFE)

Overview: Paysafe runs digital wallets and payment processing across cards, eCash and pay by bank, linking merchants and consumers in regulated markets.

Operations: Paysafe generates about US$932 million from Merchant Solutions and US$848.7 million from Digital Wallets, with small intersegment eliminations.

Market Cap: US$290 million

Paysafe slots neatly into this theme because its wallet platforms, merchant acquiring and crypto adjacent rails already touch many of the regulated payment flows investors care about in the stablecoin story.

"Rapid expansion of new products and digital wallet solutions (such as PagoEfectivo in Peru) demonstrates Paysafe's ability to meet localized and evolving consumer payment preferences, positioning the company to capture accelerating digital commerce growth across emerging markets, which is likely to drive higher future revenue and improved transaction volumes."

What happens to Paysafe’s equity story hinges on how one unseen pressure shapes the timing and quality of that expected profitability shift.

That unseen pressure is exactly what the full narrative for Paysafe unpacks, separating short term noise from where Paysafe’s regulated wallet rails could be quietly accelerating next.

Wise Group (WSE)

Overview: Wise Group runs a regulated global money platform that lets individuals, businesses and banks move, hold and pay in multiple currencies.

Operations: Wise Group generates about US$2.5b from providing cross-border and domestic financial services across Europe, the UK, the US, Asia-Pacific and other regions.

Market Cap: US$12.3b

Wise Group matters for this regulated digital payments and stablecoin infrastructure theme because its low cost cross border rails already move real customer money at scale for individuals, businesses and partner banks.

"Growing use of Wise Accounts, Wise cards and Wise Assets by 19 million active customers, together with a larger share of non cross border revenue, increases the scope for broader fee based income and can support net revenue and earnings."

What really shapes Wise Group’s long term upside is how one quiet shift in its revenue mix ultimately feeds through to margins.

That inflection point is exactly what the full narrative for Wise Group unpacks, revealing how Wise Group's revenue mix shift could accelerate earnings power while reshaping risk.

Payoneer Global (PAYO)

Overview: Payoneer Global runs a regulated cross-border fintech platform that gives small businesses multi-currency accounts to send, receive and manage international payments.

Operations: Payoneer Global generates about US$1.08b from Data Processing, supported by transaction flows across Asia-Pacific, Greater China and EMEA corridors.

Market Cap: US$2.4b

Payoneer Global matters for this regulated digital payments and stablecoin infrastructure theme because it already handles the everyday cross-border cash flows that stablecoins, tokenized money and faster payment rails are being built to plug into.

"Expansion of higher-margin B2B payments and value-added services into larger SMB and SME customers, backed by 44% year-over-year B2B volume growth in Q1 2026 and about one-third of SMB volume now coming from B2B, supports further take rate uplift and revenue ex-interest growth as Payoneer Global continues to shift its mix toward higher ARPU clients."

What really shapes where Payoneer Global’s earnings profile goes from here is how one unresolved trade off between funding structure and margin plays out.

That trade off is exactly what the full narrative for Payoneer Global breaks down, showing how funding choices could accelerate Payoneer Global’s earnings engine while reshaping its risk profile.

Seeking Fresh Alternatives Before They Fly

Market leaders can move fast, and once momentum kicks in, entries get harder. Scan fresh ideas under the radar for now and consider positioning before the crowd. Consider acting promptly if appropriate for your situation.

• Look for under-covered growth stories where strong balance sheets meet clean fundamentals using the curated list of solid balance sheet and fundamentals (25 results) before valuations get fully caught up.
• Explore potential upside in specialist miners by reviewing the hand picked 32 best rare earth metal stocks while sector attention is still dropping in and out of focus.
• Identify consistent income streams from companies built to keep paying shareholders by tapping into the focused 8 dividend fortresses while yields still look compelling.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com