German American Bancorp Q3 2026 net income rises 10% year over year to $38.64 million

• German American Bancorp’s third-quarter 2026 net income rose 10% year over year to a record $38.64 million.
• Net interest income climbed 10% year over year to $83.52 million, driven by lower funding costs and higher average earning assets.
• Non-interest expense increased 7% year over year to $53.11 million, while provision for credit losses fell to $500,000.
• Management identified growing reasonably priced deposits as key to funding anticipated growth against heightened deposit competition.

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