US Accessible Home Equity Hits Record $13.2 Trillion in Q2, First American Reports

• U.S. accessible home equity reached a record $13.2 trillion in second-quarter 2026, First American's inaugural report found.
• Total accessible equity rose 1.5% year over year, while mortgage-rate-locked accessible equity declined 2%.
• Homeowners with mortgage rates below prevailing rates held $11.6 trillion, or 88%, of accessible equity.
• The prevailing national average 30-year mortgage rate stood at 6.49% at quarter-end.
• Some 83% of locked-in equity was held by homeowners with mortgage rates more than 150 basis points below that benchmark.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First American Financial Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202610280900BIZWIRE_USPR_____20261028_BW022206) on October 28, 2026, and is solely responsible for the information contained therein.