Origin Bancorp Publishes Third-Quarter 2026 Earnings Call Transcript

• Origin Bancorp reported $1.22 EPS during its third-quarter 2026 earnings call attended by CEO Drake Mills and CFO Wally Wallace.
• Management raised its pre-tax pre-provision ROA outlook to above 1.85% for the fourth quarter and above 1.75% for the full year.
• Fourth-quarter net interest margin is forecast at 4%, plus or minus 5 basis points, assuming another December rate hike of 25 basis points.
• Loan growth is targeted at high single digits for the year, with management expecting similar growth in 2027 as new hires ramp up.
• Planned technology spending shifted into 2027, potentially accelerating first-half expense growth; management still expects positive operating leverage.

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