89% of P&C Insurance Employees Use Unapproved AI Tools, Federato Report Finds

• Federato's 2026 State of P&C Insurance Technology report found 89% of employees and 89% of leaders use unauthorized AI tools.
• Frequent unauthorized AI use reached 47% at insurers using AI broadly across workflows, versus 27% at those with isolated adoption.
• Consumer AI tools can expose client data and proprietary underwriting information to provider training, creating security and compliance risks.
• The analysis recommends enterprise-wide governance with clear accountability, vetted tools and independently audited vendor security.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Federato Technologies Inc. published the original content used to generate this news brief on November 03, 2026, and is solely responsible for the information contained therein.