Mortgage rates in the US fell for the third week in a row, falling to their lowest level in the year at the end of 2025. Freddie Mac said in a statement Wednesday that the average interest rate for 30-year fixed-rate mortgages was 6.15%, down from 6.18% the previous week. Interest rates have declined slightly over the past few months, attracting some buyers to enter the market. According to data released by the National Association of Realtors this week, in November, the second-hand housing contract index rose to the highest level since the beginning of 2023. This is the fourth month in a row that this indicator has risen. Many economists expect this trend to continue into the new year. Even if interest rates on mortgages do not drop significantly, as wages grow faster than prices, buying a home will become more accessible to consumers. “If this trend continues until the 2026 peak home buying season, we may see sales data far superior to most of 2025,” said Joel Berner, senior economist at Realtor.com.

Mortgage rates in the US fell for the third week in a row, falling to their lowest level in the year at the end of 2025. Freddie Mac said in a statement Wednesday that the average interest rate for 30-year fixed-rate mortgages was 6.15%, down from 6.18% the previous week. Interest rates have declined slightly over the past few months, attracting some buyers to enter the market. According to data released by the National Association of Realtors this week, in November, the second-hand housing contract index rose to the highest level since the beginning of 2023. This is the fourth month in a row that this indicator has risen. Many economists expect this trend to continue into the new year. Even if interest rates on mortgages do not drop significantly, as wages grow faster than prices, buying a home will become more accessible to consumers. “If this trend continues until the 2026 peak home buying season, we may see sales data far superior to most of 2025,” said Joel Berner, senior economist at Realtor.com.