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“My car hasn't been insured for 6 years, and this year's renewal premium has increased by more than 1,000 yuan for no reason.” At the beginning of the new year, Ms. Yang, a BMW fuel vehicle owner in Hunan, told reporters. Car owners in various regions such as Hunan, Sichuan, and Anhui all reported an increase in insurance premiums for uninsured cars. This breaks the common sense that “good car owner” premiums often declined in the past. Many industry insiders believe that commercial car insurance premiums for uninsured cars have generally risen in some regions, mainly to prevent insurance companies from competing too aggressively at low prices, which is not conducive to the development of the industry. As a result, car insurance concessions are not as strong as before, and car insurance prices have returned to a reasonable range. Consumers should view the increase in premiums rationally and maintain good driving habits. In the future, “good car owners” will still enjoy more price concessions.

Zhitongcaijing·01/05/2026 22:49:03
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“My car hasn't been insured for 6 years, and this year's renewal premium has increased by more than 1,000 yuan for no reason.” At the beginning of the new year, Ms. Yang, a BMW fuel vehicle owner in Hunan, told reporters. Car owners in various regions such as Hunan, Sichuan, and Anhui all reported an increase in insurance premiums for uninsured cars. This breaks the common sense that “good car owner” premiums often declined in the past. Many industry insiders believe that commercial car insurance premiums for uninsured cars have generally risen in some regions, mainly to prevent insurance companies from competing too aggressively at low prices, which is not conducive to the development of the industry. As a result, car insurance concessions are not as strong as before, and car insurance prices have returned to a reasonable range. Consumers should view the increase in premiums rationally and maintain good driving habits. In the future, “good car owners” will still enjoy more price concessions.