Deep Dive Into First Horizon Stock: Analyst Perspectives (10 Ratings)

First Horizon (NYSE:FHN) has been analyzed by 10 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.

In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.

	Bullish	Somewhat Bullish	Indifferent	Somewhat Bearish	Bearish
Total Ratings	1	3	6	0	0
Last 30D	0	1	1	0	0
1M Ago	1	1	3	0	0
2M Ago	0	0	2	0	0
3M Ago	0	1	0	0	0

The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $26.5, a high estimate of $29.00, and a low estimate of $24.00. This upward trend is evident, with the current average reflecting a 8.16% increase from the previous average price target of $24.50.

Diving into Analyst Ratings: An In-Depth Exploration

The standing of First Horizon among financial experts becomes clear with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst	Analyst Firm	Action Taken	Rating	Current Price Target	Prior Price Target
Russell Gunther	Stephens & Co.	Raises	Overweight	$29.00	$28.00
Christopher McGratty	Keefe, Bruyette & Woods	Raises	Market Perform	$25.00	$24.00
Janet Lee	TD Cowen	Raises	Hold	$26.00	$24.00
Daniel Tamayo	Raymond James	Raises	Outperform	$27.00	$23.00
Ben Gerlinger	Citigroup	Raises	Buy	$28.00	$25.00
John McDonald	Truist Securities	Raises	Hold	$26.00	$24.00
Christopher McGratty	Keefe, Bruyette & Woods	Raises	Market Perform	$24.00	$23.00
Anthony Elian	JP Morgan	Raises	Neutral	$27.00	$23.00
David George	Baird	Maintains	Neutral	$25.00	$25.00
Jared Shaw	Barclays	Raises	Overweight	$28.00	$26.00

Key Insights:

• Action Taken: In response to dynamic market conditions and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their reaction to recent developments related to First Horizon. This insight gives a snapshot of analysts' perspectives on the current state of the company.
• Rating: Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of First Horizon compared to the broader market.
• Price Targets: Analysts predict movements in price targets, offering estimates for First Horizon's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.

Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of First Horizon's market standing. Stay informed and make data-driven decisions with our Ratings Table.

Stay up to date on First Horizon analyst ratings.

Discovering First Horizon: A Closer Look

First Horizon Corp is the parent company of First Tennessee Bank, a prominent regional bank with about 200 branches around Tennessee. The company's reportable segments are: Commercial, Consumer & Wealth, Wholesale, and Corporate. The majority of its revenue is generated from Commercial, Consumer & Wealth. The Commercial, Consumer & Wealth segment offers financial products and services, including traditional lending and deposit taking, to commercial and consumer clients in the southern USA and other selected markets.

First Horizon: Financial Performance Dissected

Market Capitalization Perspectives: The company's market capitalization falls below industry averages, signaling a relatively smaller size compared to peers. This positioning may be influenced by factors such as perceived growth potential or operational scale.

Positive Revenue Trend: Examining First Horizon's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 7.86% as of 30 September, 2025, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.

Net Margin: First Horizon's net margin is below industry averages, indicating potential challenges in maintaining strong profitability. With a net margin of 29.36%, the company may face hurdles in effective cost management.

Return on Equity (ROE): First Horizon's financial strength is reflected in its exceptional ROE, which exceeds industry averages. With a remarkable ROE of 2.96%, the company showcases efficient use of equity capital and strong financial health.

Return on Assets (ROA): First Horizon's ROA excels beyond industry benchmarks, reaching 0.31%. This signifies efficient management of assets and strong financial health.

Debt Management: With a below-average debt-to-equity ratio of 0.34, First Horizon adopts a prudent financial strategy, indicating a balanced approach to debt management.

Understanding the Relevance of Analyst Ratings

Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.

Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.

In addition to their assessments, some analysts extend their insights by offering predictions for key metrics such as earnings, revenue, and growth estimates. This supplementary information provides further guidance for traders. It is crucial to recognize that, despite their specialization, analysts are human and can only provide forecasts based on their beliefs.

This article was generated by Benzinga's automated content engine and reviewed by an editor.