What 7 Analyst Ratings Have To Say About Bank OZK
In the last three months, 7 analysts have published ratings on Bank OZK (NASDAQ:OZK), offering a diverse range of perspectives from bullish to bearish.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 2 | 3 | 0 | 0 |
| Last 30D | 1 | 2 | 1 | 0 | 0 |
| 1M Ago | 1 | 0 | 1 | 0 | 0 |
| 2M Ago | 0 | 0 | 0 | 0 | 0 |
| 3M Ago | 0 | 0 | 1 | 0 | 0 |
Analysts have recently evaluated Bank OZK and provided 12-month price targets. The average target is $57.14, accompanied by a high estimate of $62.00 and a low estimate of $50.00. A 5.66% drop is evident in the current average compared to the previous average price target of $60.57.
Deciphering Analyst Ratings: An In-Depth Analysis
The standing of Bank OZK among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Janet Lee | TD Cowen | Lowers | Buy | $54.00 | $56.00 |
| Manan Gosalia | Morgan Stanley | Lowers | Equal-Weight | $57.00 | $59.00 |
| Matt Olney | Stephens & Co. | Lowers | Overweight | $62.00 | $64.00 |
| Stephen Scouten | Piper Sandler | Lowers | Overweight | $62.00 | $64.00 |
| Janet Lee | TD Cowen | Lowers | Buy | $56.00 | $61.00 |
| Manan Gosalia | Morgan Stanley | Lowers | Equal-Weight | $59.00 | $63.00 |
| Nicholas Holowko | UBS | Lowers | Neutral | $50.00 | $57.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Bank OZK. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Bank OZK compared to the broader market.
- Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Bank OZK's stock. This comparison reveals trends in analysts' expectations over time.
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of Bank OZK's market position. Stay informed and make well-informed decisions with our Ratings Table.
Stay up to date on Bank OZK analyst ratings.
About Bank OZK
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.
A Deep Dive into Bank OZK's Financials
Market Capitalization: Positioned above industry average, the company's market capitalization underscores its superiority in size, indicative of a strong market presence.
Positive Revenue Trend: Examining Bank OZK's financials over 3M reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 6.37% as of 30 September, 2025, showcasing a substantial increase in top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Bank OZK's net margin is impressive, surpassing industry averages. With a net margin of 40.12%, the company demonstrates strong profitability and effective cost management.
Return on Equity (ROE): Bank OZK's ROE stands out, surpassing industry averages. With an impressive ROE of 3.18%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Bank OZK's ROA stands out, surpassing industry averages. With an impressive ROA of 0.43%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: With a below-average debt-to-equity ratio of 0.13, Bank OZK adopts a prudent financial strategy, indicating a balanced approach to debt management.
Analyst Ratings: What Are They?
Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
This article was generated by Benzinga's automated content engine and reviewed by an editor.