In the latest quarter, 11 analysts provided ratings for Pinnacle Finl Partners (NYSE:PNFP), showcasing a mix of bullish and bearish perspectives.
The table below offers a condensed view of their recent ratings, showcasing the changing sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 3 | 5 | 3 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 2 | 1 | 2 | 0 | 0 |
| 2M Ago | 1 | 2 | 0 | 0 | 0 |
| 3M Ago | 0 | 1 | 1 | 0 | 0 |
Analysts have set 12-month price targets for Pinnacle Finl Partners, revealing an average target of $117.45, a high estimate of $135.00, and a low estimate of $95.00. Marking an increase of 2.52%, the current average surpasses the previous average price target of $114.56.

In examining recent analyst actions, we gain insights into how financial experts perceive Pinnacle Finl Partners. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Stephen Scouten | Piper Sandler | Raises | Overweight | $122.00 | $120.00 |
| Benjamin Gerlinger | Citigroup | Raises | Buy | $122.00 | $118.00 |
| Catherine Mealor | Keefe, Bruyette & Woods | Raises | Market Perform | $100.00 | $95.00 |
| Steven Alexopoulos | TD Cowen | Raises | Buy | $125.00 | $122.00 |
| Stephen Scouten | Piper Sandler | Raises | Overweight | $120.00 | $117.00 |
| Gary Tenner | DA Davidson | Announces | Neutral | $110.00 | - |
| Jared Shaw | Barclays | Raises | Overweight | $135.00 | $125.00 |
| Anthony Elian | JP Morgan | Raises | Overweight | $125.00 | $110.00 |
| Ebrahim Poonawala | B of A Securities | Announces | Buy | $113.00 | - |
| Jared Shaw | Barclays | Raises | Overweight | $125.00 | $120.00 |
| Nicholas Holowko | UBS | Lowers | Neutral | $95.00 | $104.00 |
Capture valuable insights into Pinnacle Finl Partners's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
Stay up to date on Pinnacle Finl Partners analyst ratings.
Pinnacle Financial Partners Inc is a financial holding company. The company operates through its wholly-owned subsidiary, Pinnacle Bank. The bank provides a full range of lending products, including commercial, real estate, and consumer loans to individuals and small to medium-sized businesses. It operates as a community bank mainly in the urban markets of Nashville, Knoxville, Memphis, and Chattanooga, Tennessee, as well as surrounding counties. It relies heavily on mergers and acquisitions. A majority of its loan portfolio is in commercial loans, mainly real estate, as well as industrial loans. The bank generates a majority of its net revenue through net interest income.
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
Revenue Growth: Pinnacle Finl Partners displayed positive results in 3M. As of 30 September, 2025, the company achieved a solid revenue growth rate of approximately 13.54%. This indicates a notable increase in the company's top-line earnings. In comparison to its industry peers, the company stands out with a growth rate higher than the average among peers in the Financials sector.
Net Margin: Pinnacle Finl Partners's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 36.56% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): Pinnacle Finl Partners's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.59%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Pinnacle Finl Partners's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.31%, the company may face hurdles in achieving optimal financial performance.
Debt Management: Pinnacle Finl Partners's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.33.
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
This article was generated by Benzinga's automated content engine and reviewed by an editor.