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Bread Finl Hldgs Q4 Earnings Summary & Key Takeaways

Benzinga·01/29/2026 12:38:36
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Bread Finl Hldgs (NYSE:BFH) just disclosed its Q4 earnings on Thursday, January 29, 2026 at 06:50 AM.

Here's a brief overview of the earnings report.

Earnings

Bread Finl Hldgs beat estimated earnings by 360.0%, reporting an EPS of $2.07 versus an estimate of $0.45.

Revenue was up $49.00 million from the same period last year.

Previous Earnings Records

The company beat on EPS by $1.88 in the previous quarter, leading to a 0.0% increase share price change the next day.

Here's a look at Bread Finl Hldgs's past performance:

Quarter Q3 2025 Q2 2025 Q1 2025 Q4 2024
EPS Estimate 2.14 1.90 2.23 0.37
EPS Actual 4.02 3.14 2.86 0.41
Revenue Estimate 967.14M 938.32M 953.51M 963.44M
Revenue Actual 971.00M 929.00M 970.00M 926.00M

To track all earnings releases for Bread Finl Hldgs visit their earnings calendar here.

This article was generated by Benzinga's automated content engine and reviewed by an editor.