A Glimpse Into The Expert Outlook On Axos Financial Through 4 Analysts
4 analysts have shared their evaluations of Axos Financial (NYSE:AX) during the recent three months, expressing a mix of bullish and bearish perspectives.
Summarizing their recent assessments, the table below illustrates the evolving sentiments in the past 30 days and compares them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 3 | 0 | 1 | 0 | 0 |
| Last 30D | 1 | 0 | 1 | 0 | 0 |
| 1M Ago | 1 | 0 | 0 | 0 | 0 |
| 2M Ago | 1 | 0 | 0 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 0 | 0 |
Providing deeper insights, analysts have established 12-month price targets, indicating an average target of $108.62, along with a high estimate of $110.00 and a low estimate of $107.00. This current average reflects an increase of 3.45% from the previous average price target of $105.00.
Analyzing Analyst Ratings: A Detailed Breakdown
The standing of Axos Financial among financial experts is revealed through an in-depth exploration of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Kyle Peterson | Needham | Raises | Buy | $110.00 | $107.00 |
| Kelly Motta | Keefe, Bruyette & Woods | Raises | Market Perform | $110.00 | $100.00 |
| Kyle Peterson | Needham | Maintains | Buy | $107.00 | $107.00 |
| Gary Tenner | DA Davidson | Raises | Buy | $107.50 | $106.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Axos Financial. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Analysts unravel qualitative evaluations for stocks, ranging from 'Outperform' to 'Underperform'. These ratings offer insights into expectations for the relative performance of Axos Financial compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for Axos Financial's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
Capture valuable insights into Axos Financial's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
Stay up to date on Axos Financial analyst ratings.
Get to Know Axos Financial Better
Axos Financial Inc is a bank holding company that operates through its bank subsidiary, BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small to medium-size businesses in certain sectors, and selected specialty finance receivables. Its operating segments are banking business segment and securities business segment. The bank distributed its products through a wide range of retail distribution channels, including only banking brands, affinity groups, and sales teams, among others. The majority of the bank's mortgage exposure is titled toward the state of California, particularly its southern region. Net interest income is a majority of the bank's revenue.
Axos Financial: A Financial Overview
Market Capitalization Highlights: Above the industry average, the company's market capitalization signifies a significant scale, indicating strong confidence and market prominence.
Revenue Growth: Over the 3M period, Axos Financial showcased positive performance, achieving a revenue growth rate of 0.9% as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. When compared to others in the Financials sector, the company faces challenges, achieving a growth rate lower than the average among peers.
Net Margin: Axos Financial's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 35.2% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): Axos Financial's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 4.11% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): Axos Financial's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 0.43% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: With a high debt-to-equity ratio of 0.48, Axos Financial faces challenges in effectively managing its debt levels, indicating potential financial strain.
What Are Analyst Ratings?
Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.
Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
This article was generated by Benzinga's automated content engine and reviewed by an editor.