Kemper Earnings Preview
Kemper (NYSE:KMPR) is preparing to release its quarterly earnings on Wednesday, 2026-02-04. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect Kemper to report an earnings per share (EPS) of $0.85.
The market awaits Kemper's announcement, with hopes high for news of surpassing estimates and providing upbeat guidance for the next quarter.
It's important for new investors to understand that guidance can be a significant driver of stock prices.
Earnings Track Record
During the last quarter, the company reported an EPS missed by $0.99, leading to a 14.31% drop in the share price on the subsequent day.
Here's a look at Kemper's past performance and the resulting price change:
| Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|
| EPS Estimate | 1.32 | 1.51 | 1.49 | 1.36 |
| EPS Actual | 0.33 | 1.30 | 1.65 | 1.78 |
| Price Change % | -14.00 | -21.00 | 1.00 | 1.00 |
Tracking Kemper's Stock Performance
Shares of Kemper were trading at $38.98 as of February 02. Over the last 52-week period, shares are down 44.14%. Given that these returns are generally negative, long-term shareholders are likely a little upset going into this earnings release.
Analyst Views on Kemper
For investors, grasping market sentiments and expectations in the industry is vital. This analysis explores the latest insights regarding Kemper.
A total of 1 analyst ratings have been received for Kemper, with the consensus rating being Underperform. The average one-year price target stands at $35.0, suggesting a potential 10.21% downside.
Peer Ratings Comparison
The below comparison of the analyst ratings and average 1-year price targets of and Trupanion, three prominent players in the industry, gives insights for their relative performance expectations and market positioning.
- Analysts currently favor an Neutral trajectory for Trupanion, with an average 1-year price target of $45.5, suggesting a potential 16.73% upside.
Overview of Peer Analysis
The peer analysis summary outlines pivotal metrics for and Trupanion, demonstrating their respective standings within the industry and offering valuable insights into their market positions and comparative performance.
| Company | Consensus | Revenue Growth | Gross Profit | Return on Equity |
|---|---|---|---|---|
| Exzeo Group | Buy | 89.51% | $33.77M | 31.34% |
| Trupanion | Neutral | 12.05% | $60.05M | 1.62% |
Key Takeaway:
Kemper ranks higher than its peers in terms of revenue growth and gross profit, indicating strong performance in these areas. However, its return on equity is lower compared to its peers, suggesting potential room for improvement in utilizing shareholder equity. Overall, Kemper is positioned favorably among its peers based on the provided metrics.
Get to Know Kemper Better
Kemper Corp is a diversified insurance company that provides services in property and casualty insurance, along with life and health insurance. The company's property and casualty segment offers personal and commercial lines for home and automotive products. The company conducts its operations through two operating segments: Specialty Property & Casualty Insurance, and Life Insurance.
Kemper's Economic Impact: An Analysis
Market Capitalization: Indicating a reduced size compared to industry averages, the company's market capitalization poses unique challenges.
Revenue Growth: Kemper's remarkable performance in 3 months is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of 5.71%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Financials sector.
Net Margin: Kemper's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of -1.7%, the company may face hurdles in effective cost management.
Return on Equity (ROE): The company's ROE is below industry benchmarks, signaling potential difficulties in efficiently using equity capital. With an ROE of -0.74%, the company may need to address challenges in generating satisfactory returns for shareholders.
Return on Assets (ROA): Kemper's ROA is below industry standards, pointing towards difficulties in efficiently utilizing assets. With an ROA of -0.17%, the company may encounter challenges in delivering satisfactory returns from its assets.
Debt Management: Kemper's debt-to-equity ratio stands notably higher than the industry average, reaching 0.35. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
To track all earnings releases for Kemper visit their earnings calendar on our site.
This article was generated by Benzinga's automated content engine and reviewed by an editor.