Where TransUnion Stands With Analysts
Providing a diverse range of perspectives from bullish to bearish, 6 analysts have published ratings on TransUnion (NYSE:TRU) in the last three months.
The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 3 | 1 | 0 | 0 |
| Last 30D | 2 | 1 | 1 | 0 | 0 |
| 1M Ago | 0 | 1 | 0 | 0 | 0 |
| 2M Ago | 0 | 1 | 0 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 0 | 0 |
In the assessment of 12-month price targets, analysts unveil insights for TransUnion, presenting an average target of $95.5, a high estimate of $120.00, and a low estimate of $80.00. A 12.25% drop is evident in the current average compared to the previous average price target of $108.83.
Investigating Analyst Ratings: An Elaborate Study
In examining recent analyst actions, we gain insights into how financial experts perceive TransUnion. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Manav Patnaik | Barclays | Lowers | Equal-Weight | $80.00 | $95.00 |
| Shlomo Rosenbaum | Stifel | Lowers | Buy | $88.00 | $103.00 |
| Jason Haas | Wells Fargo | Lowers | Overweight | $90.00 | $100.00 |
| Kyle Peterson | Needham | Lowers | Buy | $95.00 | $115.00 |
| Jason Haas | Wells Fargo | Lowers | Overweight | $100.00 | $118.00 |
| Toni Kaplan | Morgan Stanley | Lowers | Overweight | $120.00 | $122.00 |
Key Insights:
- Action Taken: Analysts respond to changes in market conditions and company performance, frequently updating their recommendations. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to TransUnion. This information offers a snapshot of how analysts perceive the current state of the company.
- Rating: Offering a comprehensive view, analysts assess stocks qualitatively, spanning from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of TransUnion compared to the broader market.
- Price Targets: Analysts gauge the dynamics of price targets, providing estimates for the future value of TransUnion's stock. This comparison reveals trends in analysts' expectations over time.
Considering these analyst evaluations in conjunction with other financial indicators can offer a comprehensive understanding of TransUnion's market position. Stay informed and make well-informed decisions with our Ratings Table.
Stay up to date on TransUnion analyst ratings.
Unveiling the Story Behind TransUnion
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
TransUnion's Economic Impact: An Analysis
Market Capitalization Analysis: With an elevated market capitalization, the company stands out above industry averages, showcasing substantial size and market acknowledgment.
Revenue Growth: TransUnion's remarkable performance in 3M is evident. As of 30 September, 2025, the company achieved an impressive revenue growth rate of 7.79%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the revenue growth lags behind its industry peers. The company achieved a growth rate lower than the average among peers in Industrials sector.
Net Margin: TransUnion's net margin surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 8.26% net margin, the company effectively manages costs and achieves strong profitability.
Return on Equity (ROE): TransUnion's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.15%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): TransUnion's ROA lags behind industry averages, suggesting challenges in maximizing returns from its assets. With an ROA of 0.87%, the company may face hurdles in achieving optimal financial performance.
Debt Management: With a below-average debt-to-equity ratio of 1.16, TransUnion adopts a prudent financial strategy, indicating a balanced approach to debt management.
What Are Analyst Ratings?
Ratings come from analysts, or specialists within banking and financial systems that report for specific stocks or defined sectors (typically once per quarter for each stock). Analysts usually derive their information from company conference calls and meetings, financial statements, and conversations with important insiders to reach their decisions.
Analysts may supplement their ratings with predictions for metrics like growth estimates, earnings, and revenue, offering investors a more comprehensive outlook. However, investors should be mindful that analysts, like any human, can have subjective perspectives influencing their forecasts.
This article was generated by Benzinga's automated content engine and reviewed by an editor.