Forecasting The Future: 4 Analyst Projections For Unum Gr
In the latest quarter, 4 analysts provided ratings for Unum Gr (NYSE:UNM), showcasing a mix of bullish and bearish perspectives.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 0 | 2 | 2 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 2 | 0 | 0 |
| 2M Ago | 0 | 1 | 0 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 0 | 0 |
The 12-month price targets, analyzed by analysts, offer insights with an average target of $94.25, a high estimate of $104.00, and a low estimate of $81.00. This current average has decreased by 0.53% from the previous average price target of $94.75.
Interpreting Analyst Ratings: A Closer Look
In examining recent analyst actions, we gain insights into how financial experts perceive Unum Gr. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Wesley Carmichael | Wells Fargo | Lowers | Overweight | $102.00 | $104.00 |
| Michael Ward | UBS | Lowers | Neutral | $81.00 | $85.00 |
| Jimmy Bhullar | JP Morgan | Lowers | Neutral | $90.00 | $92.00 |
| Elyse Greenspan | Wells Fargo | Raises | Overweight | $104.00 | $98.00 |
Key Insights:
- Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Unum Gr. This offers insight into analysts' perspectives on the current state of the company.
- Rating: Unveiling insights, analysts deliver qualitative insights into stock performance, from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Unum Gr compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for Unum Gr's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Unum Gr's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.
Stay up to date on Unum Gr analyst ratings.
Delving into Unum Gr's Background
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
Understanding the Numbers: Unum Gr's Finances
Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.
Revenue Growth: Over the 3M period, Unum Gr showcased positive performance, achieving a revenue growth rate of 0.11% as of 31 December, 2025. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Unum Gr's net margin lags behind industry averages, suggesting challenges in maintaining strong profitability. With a net margin of 5.43%, the company may face hurdles in effective cost management.
Return on Equity (ROE): Unum Gr's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 1.58% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): Unum Gr's ROA stands out, surpassing industry averages. With an impressive ROA of 0.27%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: With a below-average debt-to-equity ratio of 0.34, Unum Gr adopts a prudent financial strategy, indicating a balanced approach to debt management.
Analyst Ratings: Simplified
Analysts are specialists within banking and financial systems that typically report for specific stocks or within defined sectors. These people research company financial statements, sit in conference calls and meetings, and speak with relevant insiders to determine what are known as analyst ratings for stocks. Typically, analysts will rate each stock once a quarter.
Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability.
This article was generated by Benzinga's automated content engine and reviewed by an editor.