What Analysts Are Saying About U.S. Bancorp Stock
In the last three months, 14 analysts have published ratings on U.S. Bancorp (NYSE:USB), offering a diverse range of perspectives from bullish to bearish.
The following table encapsulates their recent ratings, offering a glimpse into the evolving sentiments over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 5 | 3 | 5 | 1 | 0 |
| Last 30D | 1 | 0 | 0 | 0 | 0 |
| 1M Ago | 0 | 0 | 1 | 1 | 0 |
| 2M Ago | 4 | 3 | 2 | 0 | 0 |
| 3M Ago | 0 | 0 | 2 | 0 | 0 |
Analysts have set 12-month price targets for U.S. Bancorp, revealing an average target of $63.5, a high estimate of $77.00, and a low estimate of $58.00. This upward trend is evident, with the current average reflecting a 6.4% increase from the previous average price target of $59.68.
Understanding Analyst Ratings: A Comprehensive Breakdown
The analysis of recent analyst actions sheds light on the perception of U.S. Bancorp by financial experts. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| John McDonald | Truist Securities | Raises | Buy | $66.00 | $61.00 |
| Vivek Juneja | JP Morgan | Raises | Underweight | $62.00 | $55.50 |
| Vijay Kumar | Evercore ISI Group | Raises | In-Line | $65.00 | $60.00 |
| Stephen Biggar | Argus Research | Raises | Buy | $63.00 | $62.00 |
| Steven Alexopoulos | TD Cowen | Raises | Buy | $66.00 | $65.00 |
| Chris Kotowski | Oppenheimer | Raises | Outperform | $77.00 | $75.00 |
| David Konrad | Keefe, Bruyette & Woods | Raises | Market Perform | $59.00 | $58.00 |
| John McDonald | Truist Securities | Raises | Hold | $61.00 | $58.00 |
| Peter Winter | DA Davidson | Raises | Buy | $65.00 | $63.00 |
| Gerard Cassidy | RBC Capital | Raises | Outperform | $59.00 | $57.00 |
| Steven Alexopoulos | TD Cowen | Raises | Buy | $65.00 | $60.00 |
| Jason Goldberg | Barclays | Raises | Overweight | $65.00 | $56.00 |
| John McDonald | Truist Securities | Raises | Hold | $58.00 | $52.00 |
| David Konrad | Keefe, Bruyette & Woods | Raises | Market Perform | $58.00 | $53.00 |
Key Insights:
- Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to U.S. Bancorp. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of U.S. Bancorp compared to the broader market.
- Price Targets: Analysts explore the dynamics of price targets, providing estimates for the future value of U.S. Bancorp's stock. This examination reveals shifts in analysts' expectations over time.
Capture valuable insights into U.S. Bancorp's market standing by understanding these analyst evaluations alongside pertinent financial indicators. Stay informed and make strategic decisions with our Ratings Table.
Stay up to date on U.S. Bancorp analyst ratings.
Discovering U.S. Bancorp: A Closer Look
With assets of around $695 billion, U.S. Bancorp is one of the largest regional banks in the US with its footprint in 26 states. The bank's branch network is mostly in Midwestern and Western markets. U.S. Bancorp has a comprehensive product set, with offerings in retail and commercial banking, credit cards, mortgages, payment services, trust, wealth, and capital market services.
U.S. Bancorp's Economic Impact: An Analysis
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: U.S. Bancorp's revenue growth over a period of 3M has been noteworthy. As of 31 December, 2025, the company achieved a revenue growth rate of approximately 0.51%. This indicates a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: U.S. Bancorp's net margin excels beyond industry benchmarks, reaching 26.78%. This signifies efficient cost management and strong financial health.
Return on Equity (ROE): U.S. Bancorp's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.42% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): U.S. Bancorp's ROA stands out, surpassing industry averages. With an impressive ROA of 0.28%, the company demonstrates effective utilization of assets and strong financial performance.
Debt Management: With a below-average debt-to-equity ratio of 1.33, U.S. Bancorp adopts a prudent financial strategy, indicating a balanced approach to debt management.
How Are Analyst Ratings Determined?
Analyst ratings serve as essential indicators of stock performance, provided by experts in banking and financial systems. These specialists diligently analyze company financial statements, participate in conference calls, and engage with insiders to generate quarterly ratings for individual stocks.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
This article was generated by Benzinga's automated content engine and reviewed by an editor.