Earnings Outlook For Kaspi.kz
Kaspi.kz (NASDAQ:KSPI) is preparing to release its quarterly earnings on Monday, 2026-03-02. Here's a brief overview of what investors should keep in mind before the announcement.
Analysts expect Kaspi.kz to report an earnings per share (EPS) of $3.10.
Kaspi.kz bulls will hope to hear the company announce they've not only beaten that estimate, but also to provide positive guidance, or forecasted growth, for the next quarter.
New investors should note that it is sometimes not an earnings beat or miss that most affects the price of a stock, but the guidance (or forecast).
Performance in Previous Earnings
The company's EPS missed by $1.58 in the last quarter, leading to a 1.83% increase in the share price on the following day.
Here's a look at Kaspi.kz's past performance and the resulting price change:
| Quarter | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
|---|---|---|---|---|
| EPS Estimate | 4.30 | 2.83 | 2.63 | 3.43 |
| EPS Actual | 2.72 | 2.61 | 2.59 | 3.25 |
| Price Change % | 1.83 | 2.82 | 1.68 | 0.13 |
Market Performance of Kaspi.kz's Stock
Shares of Kaspi.kz were trading at $71.29 as of February 26. Over the last 52-week period, shares are down 30.85%. Given that these returns are generally negative, long-term shareholders are likely upset going into this earnings release.
Get to Know Kaspi.kz Better
Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform that connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.
Understanding the Numbers: Kaspi.kz's Finances
Market Capitalization Analysis: Below industry benchmarks, the company's market capitalization reflects a smaller scale relative to peers. This could be attributed to factors such as growth expectations or operational capacity.
Positive Revenue Trend: Examining Kaspi.kz's financials over 3 months reveals a positive narrative. The company achieved a noteworthy revenue growth rate of 68.37% as of 30 September, 2025, showcasing a substantial increase in top-line earnings. When compared to others in the Financials sector, the company excelled with a growth rate higher than the average among peers.
Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 25.43%, the company showcases strong profitability and effective cost control.
Return on Equity (ROE): Kaspi.kz's ROE stands out, surpassing industry averages. With an impressive ROE of 13.22%, the company demonstrates effective use of equity capital and strong financial performance.
Return on Assets (ROA): Kaspi.kz's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 2.74% ROA, the company effectively utilizes its assets for optimal returns.
Debt Management: The company maintains a balanced debt approach with a debt-to-equity ratio below industry norms, standing at 0.19.
To track all earnings releases for Kaspi.kz visit their earnings calendar on our site.
This article was generated by Benzinga's automated content engine and reviewed by an editor.