The Analyst Verdict: Bank OZK In The Eyes Of 7 Experts
Bank OZK (NASDAQ:OZK) underwent analysis by 7 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish.
In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 2 | 2 | 3 | 0 | 0 |
| Last 30D | 0 | 0 | 1 | 0 | 0 |
| 1M Ago | 0 | 0 | 0 | 0 | 0 |
| 2M Ago | 2 | 2 | 2 | 0 | 0 |
| 3M Ago | 0 | 0 | 0 | 0 | 0 |
Insights from analysts' 12-month price targets are revealed, presenting an average target of $58.71, a high estimate of $62.00, and a low estimate of $54.00. Observing a downward trend, the current average is 3.07% lower than the prior average price target of $60.57.
Decoding Analyst Ratings: A Detailed Look
The perception of Bank OZK by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Manan Gosalia | Morgan Stanley | Raises | Equal-Weight | $61.00 | $57.00 |
| Janet Lee | TD Cowen | Lowers | Buy | $54.00 | $56.00 |
| Manan Gosalia | Morgan Stanley | Lowers | Equal-Weight | $57.00 | $59.00 |
| Matt Olney | Stephens & Co. | Lowers | Overweight | $62.00 | $64.00 |
| Stephen Scouten | Piper Sandler | Lowers | Overweight | $62.00 | $64.00 |
| Janet Lee | TD Cowen | Lowers | Buy | $56.00 | $61.00 |
| Manan Gosalia | Morgan Stanley | Lowers | Equal-Weight | $59.00 | $63.00 |
Key Insights:
- Action Taken: Analysts frequently update their recommendations based on evolving market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their reaction to recent developments related to Bank OZK. This information provides a snapshot of how analysts perceive the current state of the company.
- Rating: Analyzing trends, analysts offer qualitative evaluations, ranging from 'Outperform' to 'Underperform'. These ratings convey expectations for the relative performance of Bank OZK compared to the broader market.
- Price Targets: Analysts predict movements in price targets, offering estimates for Bank OZK's future value. Examining the current and prior targets offers insights into analysts' evolving expectations.
Navigating through these analyst evaluations alongside other financial indicators can contribute to a holistic understanding of Bank OZK's market standing. Stay informed and make data-driven decisions with our Ratings Table.
Stay up to date on Bank OZK analyst ratings.
Discovering Bank OZK: A Closer Look
Bank OZK is a bank holding company that owns and operates a community bank, Bank of the Ozarks. The bank operates offices in Arkansas, Georgia, Florida, North Carolina, Texas, California, New York and Mississippi. It provides a range of banking services which include deposit services such as checking, savings, money market, time deposit, and individual retirement accounts to loan services like real estate, consumer, commercial, and industrial loans. Apart from providing traditional banking products and services it also provides treasury management, trust and wealth management, financial planning, online banking, and other related services.
Bank OZK: Financial Performance Dissected
Market Capitalization Analysis: The company's market capitalization is above the industry average, indicating that it is relatively larger in size compared to peers. This may suggest a higher level of investor confidence and market recognition.
Revenue Growth: Over the 3M period, Bank OZK showcased positive performance, achieving a revenue growth rate of 6.37% as of 30 September, 2025. This reflects a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Financials sector.
Net Margin: Bank OZK's net margin excels beyond industry benchmarks, reaching 40.12%. This signifies efficient cost management and strong financial health.
Return on Equity (ROE): Bank OZK's ROE surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 3.18% ROE, the company effectively utilizes shareholder equity capital.
Return on Assets (ROA): The company's ROA is a standout performer, exceeding industry averages. With an impressive ROA of 0.43%, the company showcases effective utilization of assets.
Debt Management: Bank OZK's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.13.
The Significance of Analyst Ratings Explained
Analysts work in banking and financial systems and typically specialize in reporting for stocks or defined sectors. Analysts may attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish "analyst ratings" for stocks. Analysts typically rate each stock once per quarter.
Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.
This article was generated by Benzinga's automated content engine and reviewed by an editor.